Year¹	MF Coach	USIBX	USAAX	USCAX	USIFX
2020	6.53%	2.41%	6.90%	10.47%	7.77%
2021	2.59%	0.71%	3.68%	3.58%	2.77%
2022	7.37%	2.12%	7.39%	7.09%	6.50%
2023	4.86%	2.20%	5.36%	6.44%	4.50%
2024	4.68%	1.50%	4.94%	6.40%	3.65%
2025	4.55%	0.77%	5.54%	4.46%	3.49%
2026	5.47%	1.25%	5.12%	4.98%	4.38%
As of:	10/09/2026
¹Risk = standard deviation of monthly returns for the calendar year (percent). History starts 2020. MF Coach uses allocation-weighted sleeves. Lower is less volatile.

Year¹	MF Coach	FCBFX	FOCPX	FDVLX	FWWFX
2020	7.10%	3.13%	7.62%	11.42%	7.02%
2021	3.26%	1.12%	3.39%	4.14%	3.03%
2022	7.81%	2.98%	6.82%	7.74%	6.17%
2023	5.43%	2.86%	4.67%	6.53%	4.22%
2024	4.56%	1.67%	4.63%	7.58%	6.01%
2025	4.94%	0.83%	4.83%	4.13%	5.28%
2026	6.20%	1.32%	7.83%	5.18%	6.05%
As of:	10/09/2026
¹Risk = standard deviation of monthly returns for the calendar year (percent). History starts 2020. MF Coach uses allocation-weighted sleeves. Lower is less volatile.

Year¹	MF Coach	VBLAX	VIGAX	VSGAX	VFSAX
2020	7.04%	3.17%	7.46%	9.08%	9.01%
2021	3.08%	2.56%	3.67%	3.57%	2.82%
2022	7.28%	4.54%	7.51%	7.07%	6.33%
2023	4.90%	5.18%	5.10%	6.68%	4.88%
2024	3.75%	3.08%	3.49%	5.61%	3.09%
2025	4.05%	1.90%	4.44%	4.14%	2.30%
2026	5.90%	2.45%	5.73%	5.15%	5.54%
As of:	10/09/2026
¹Risk = standard deviation of monthly returns for the calendar year (percent). History starts 2020. MF Coach uses allocation-weighted sleeves. Lower is less volatile.

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